Jurnal Ekonomi

Influencing Factors On BCA Mobile Customer Loyalty: Mediating Role Of Customer Satisfaction

Gabriella Santoso, Tommy Setiawan Ruslim — Thu, 28 Mar 2024 00:00:00 +0700

Transactional activities have become embedded in humans' daily lives that innovation and renewal are needed to facilitate transaction activities and support business in the banking industry. In this digital era, advances in technology and information provide significant changes by providing convenience. E-banking is a strategic innovation considered effective in supporting banking sector. This study aimed to empirically examine the influence of reliability, privacy and security, and perceived value on BCA mobile customer loyalty in Jakarta, with customer satisfaction as a mediating variable. This research involved the sample of 321 respondents BCA mobile users in Jakarta using purposive sampling method. The collected data is analyzed using PLS-SEM method with SmartPLS 4 software. The findings indicate that reliability, privacy and security, and perceived value positively and significantly influence customer satisfaction and loyalty. Furthermore, customer satisfaction has a positive and significant influence on customer loyalty and also mediated the factors on customer loyalty.

Detecting Earnings Management And Earnings Manipulation In Indonesia: A Panel Data Analysis

Tasya Febby Yolanda, Masiyah Kholmi — Thu, 28 Mar 2024 00:00:00 +0700

This research aims to measure the quality of profits in non-financial sector companies in Indonesia regarding the extent to which the Company's financial reports are trustworthy to stakeholders. In this research, discretionary accruals are an indicator for measuring earnings manipulation, and non-discretionary accruals are an indicator for measuring earnings management. Secondary data is from annual reports of non-financial sector companies on IDX in 2020-2022. The sample for this research is non-financial sector companies, including the raw materials, manufacturing, and service sectors. Our research uses a modified Jones Model to estimate earnings management and earnings manipulation. The data analysis technique uses panel data regression. The research results show that the value aspect of discretionary accruals significantly influences total accruals. In contrast, the value of non-discretionary accruals does not significantly impact total accruals. This research is expected to help auditors, users of financial reports, and accounting standards bodies identify companies that fraud.

Analisis Pola Penyebaran Investasi Dan Faktor Yang Mempengaruhinya Di Provinsi Sumatera Barat

Rizki Adi Putra, Alpon Satrianto — Thu, 28 Mar 2024 00:00:00 +0700

Investment is basically the initial stage of economic development. The influx of investment has a positive impact on regional development, so the government's role is needed to attract new investors. This research aims to analyze the distribution of investment patterns and the extent of the influence of per capita income, infrastructure, labor and crime on investment in West Sumatra Province. This research uses panel data obtained from various government institutions during the time period 2017 - 2021. The methods used in this research are theil entropy index and panel data regression. The research results show that the pattern of investment distribution initially tended to be spread out and changed to tend to be concentrated in the category of moderate inequality, crime has a negative and significant effect on investment, while per capita income, infrastructure and labor do not have a significant effect on investment.

Entrepreneurial Leadership Impact on MSME Women’s Business Perfomance In Denpasar City

Made Putri Ariasih, Komang Endrawan Sumadi Putra, I Nengah Suarmanayasa — Thu, 28 Mar 2024 00:00:00 +0700

This study investigates the impact of entrepreneurial leadership on the performance of women-owned Micro, Small, and Medium Enterprises (MSMEs) in Denpasar City. Focusing on 130 female entrepreneurs, the research utilizes partial least squares through SmartPLS 3. Findings reveal a positive and significant correlation between entrepreneurial leadership and business performance. Thus, a higher level of entrepreneurial leadership corresponds to enhanced business performance. These outcomes underscore the explanatory power of entrepreneurial leadership in influencing variations in MSMEs run by women in Denpasar City. The study recommends leadership training, emphasizing values like vision, human resource management, technology, and risk-taking, contributing to governmental initiatives. Moreover, it provides valuable insights for female-led MSMEs and the Denpasar City government to elevate business performance through effective entrepreneurial leadership.

Ownership Structure And Risk Management Moderated By Audit Committee On Firm Performance

Thu, 28 Mar 2024 00:00:00 +0700

The purpose of this study is to obtain empirical evidence regarding the effect of managerial ownership, ownership concentration, institutional ownership, and enterprise risk management on firm performance before and after moderated by audit committee. This study used consumer and non consumer cyclicals sector companies listed on the Indonesia Stock Exchange in 2018-2022. Samples were selected by purposive sampling method and the data used were 235 data. The data obtained was processed using the E-Views 13 program to analyze panel data regression. Based on research conducted, the results are managerial ownership, ownership concentration, and institutional ownership has a positive significant effect on firm performance. After moderated by audit committee, managerial ownership and ownership concentration negatively moderated on firm performance. As a control variable, firm size and leverage has a negative significant effect on firm performance.

Peran Orang Tua Dalam Mempengaruhi Keputusan Investasi

Hendra Tan, Nuryasman MN — Thu, 28 Mar 2024 00:00:00 +0700

The purpose of this research is is to determine the influence of parents' financial behavior, financial literacy, and financial behavior on investment decisions, as well as the role of financial literacy in mediating the influence of parents' financial behavior on investment decisions. This research gathers 297 samples of investors age from 18 to 45 that live in DKI Jakarta using online distribute questionnaires. In this research, quantitative method, cross sectional studies and purposive sampling method was used. The data was then analyzed with SmartPLS 4.0. The research results show that parents' financial behavior has a positive and significant effect on financial literacy. Parental financial behavior, financial literacy, and financial behavior have a positive and significant effect on investment decisions. Financial literacy positively and significantly mediates the influence of parents' financial behavior on investment decisions.

The Impact Of Islamic Finance, Economic Growth, And Globalization On CO2 Emissions

Yasirwan, Imsar, Muhammad Ikhsan Harahap — Thu, 28 Mar 2024 00:00:00 +0700

This paper examines the impact of Islamic finance, economic growth, and globalization (economic, social, political, and overall aspects) on carbon dioxide emissions in 4 countries for the period 2015-2020. Employing the System GMM estimation method, which fulfills criteria for model unbiasedness, validity, and consistency. Findings reveal that Islamic finance, economic growth, and globalization simultaneously contribute to increasing and decreasing carbon dioxide emissions with a significance level of 0.010. Partially, Islamic finance and globalization’s overall aspect in short or long term contribute to a decrease in carbon dioxide emissions with a significance level of 0.010. Meanwhile, economic growth and globalization in economic, social, or political aspects in short or long term contribute to an increase in carbon dioxide emissions with a significance level of 0.010. This scientific article provides a new contribution to the research results that have been obtained with a significance level of 0.010 or 99 per cent confidence level.

Capital Structure Effect On Net Working Capital And Asset Management To Profitability

Thu, 28 Mar 2024 00:00:00 +0700

Competition in the industrial sector is increasing as more companies are established. This is a sign of the development of the Indonesian economy. Companies face various competitions, compete for their performance, and aim to achieve goals and growth. The profitability of a company can be influenced by many factors such as asset management, capital structure, and company size. Companies that know how to manage assets well can achieve maximum profit. In carrying out its operations, the company's assets are used to generate profits The capital structure can affect profitability because the capital structure decision is one of the very important financial strategies that the Company must face Therefore, in addition to affecting the profitability of the company, financial problems caused by the capital structure have a significant impact on macroeconomic outcomes.

Factors That Influence Student’s Decisions In Choosing Universitas Mikroskil

Tya Wildana Hapsari Lubis, Nasrul Efendi, Suci Pertiwi, Djoni — Thu, 28 Mar 2024 00:00:00 +0700

This research aims to determine the factors influencing students' decisions in choosing Mikroskil University. This type of research is associative with a quantitative approach. The variables used in this study to measure students' decisions are service quality, promotion, and facilities of the university. The number of samples used in this research is 310 respondents, namely students from all study programs at Mikroskil University using the probability sampling method with a proportional stratified random sampling approach. From the adjusted R-square value, a value of 0.785 is obtained, which when multiplied by 100 yields 78.500 per cent. This indicates that the contribution of each independent variable to influence the dependent variable is 78.500 per cent, meaning that the variables of service quality, promotion, and university facilities contribute 78.500 per cent to students' decision variables in choosing Mikroskil University, while the remaining 21.500 per cent is influenced by other variables beyond the scope of this research.